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I have Bad Credit, can I still get a loan?

Depending on the nature of your credit default/s we can still generally find a way around your past to give you the second chance you deserve.

As a general rule, if you have any credit defaults you should pay them out before applying for your loan. If you are currently contesting the defaults, you should provide us with official documentation proving that the matter is currently being contested.

If you have had a default on a car loan, or if your car has been re-posessed in the past few years there are seldom few finance companies that will be able to assist you. You may have to find someone to guarantee the loan with you.

Your Guarantor should be all of the following:

1. Currently employed in a full-time role or self employed for at least two years

2. Able to provide proof of their income in the form of payslips, a tax return or company financials from a qualified accountant

3. An owner of property or have a mortgaged real estate asset.

Before making any decision regarding a financial product you must always consult a qualified person capable of taking into consideration all factors relating to your personal financial circumstances. The above information is for reference purposes only and does not pertain to your personal situation, nor is it a statement of advice in any way. Motorcore Finance PTY LTD accept no responsibility for any loss that may arise as a result of this information. This arrangement is available only to approved persons.

How does a CHATTEL MORTGAGE finance agreement work?
How does a NOVATED LEASE finance agreement work?
How does a CHP finance agreement work?
How long does it take for you to finance my car?
What DOCUMENTS do I need to provide you with to get car finance
Can I finance any car through you?
Do you charge TERMINATION PENALTIES?
Can I REFINANCE my existing loan through you?
What is a BALLOON or RESIDUAL?
I have BAD CREDIT, can I still get a car loan?
I am a CASUAL or PART TIME employee, can I still get finance?
I am NEW TO THE COUNTRY on a TEMPORARY VISA, can I still apply?